We are reinventing the way commercial banking works.  We built a digital and integrated platform to serve fast growing companies at the speed they need. Entrepreneur-led and tech-forward, we offer a fully digital experience coupled with meaningful banker relations.  We believe in being a partner for enterprising companies, acting as a funding catalyst for mid-market innovation and growth.

Please visit our Personal Banking Service page for more details: https://www.piermontbank.com/personal-banking/

Please visit our Business Banking Services page for more details: https://www.piermontbank.com/business-banking/

Our business hours are Monday through Friday, 8:30 AM – 4:30 PM EST, excluding public holidays.

Piermont Bank is a digital bank, and we operate from one location:
4 Bryant Park, Suite 300
New York, NY 10018
For any in-person appointment, please email [email protected] to schedule the appointment.

The ABA/routing number for ACH, Wire Transfers, and Check Orders is 026015053.

Yes, we do. You can find the policy here.

You can submit your application through our online platform:

Open Your Account Now Business

Open Your Account Now Personal

Alternatively, you can email [email protected] with your request

To open a business account, you will need:

• Business information:

  • Legal business name, address and phone number.
  • Tax Identification Number (TIN/EIN).

• Entity documentation:

  • Articles of Organization/Incorporation, Certificate of formation, Business agreement, and or DBA Certificate if applicable.

• Ownership and control details:

  • Information on beneficial owners (anyone with 25%+ ownership).
  • Personal details (name, date of birth, SSN, address, phone number and email address) for all owners and key control persons.
  • Government-issued ID (Driver's License or Passport) for all key owners/signers.

To open a personal account, you will need:

• Personal details (name, date of birth, SSN, address, phone number and email address) for all account owners.
• Government-issued ID (Driver's License or Passport) for all account owners.

If your account is under review, you will receive a follow-up email within one business day. If additional documentation is required, the approval timeframe will be based on receipt of that information.

You can easily update your contact information within your online banking platform or mobile banking app.

Click on your Name (top right corner) -> Settings -> Profile -> Contact info

You can also contact the Client Care team for assistance.

You can easily find the current rate for your account right within your online banking platform or mobile banking app:

Dashboard -> Select desired account -> View under Account information/Account Details

Interest on your savings account begins to accrue no later than the business day we receive credit for the deposit of non-cash items (such as checks). For electronic deposits, interest typically begins to accrue immediately.

1099 tax forms are typically mailed out during the second week of January and should arrive within 7–10 business days. For immediate access, you can also find your 1099 form in the Documents tab within your online banking account or mobile banking app.

Statements can be downloaded and printed directly from your online and mobile banking dashboard under “Documents”.

Select "Forgot username or password" on the sign-in screen, enter your email address, and you will receive reset instructions.

If you are locked out of the account, please contact our Client Care team at [email protected].

You can download the mobile app “Piermont Banking” and use the same username and password as your online banking to log in.

Download here: Apple Store or Google Store

Yes, you can link the profiles within online banking, allowing you to seamlessly toggle between them.

Log in to your online banking dashboard, select the desired account, and the complete account details will be displayed on the right side under "Account Details."

Yes, you can link an external account through online banking using either trial deposits or instant verification. If you are using instant verification, you will need the log in information for the external bank account you are linking to.

If your transaction exceeds your current limit, you can request a one-time or permanent limit increase by contacting [email protected].

To receive funds by domestic wire transfer, please include the following information on your instructions to the originating institution:

Name of Bank: Piermont Bank
City and State: New York, NY
ABA Routing Number: 026015053
Address: 4 Bryant Park, Third Floor, New York, NY 10018
Beneficiary: [Customer’s Name and Account Number]

To receive funds by international wire transfer, please use this recently updated International Wire Transfer Instruction.

If you have any questions about making a wire transfer, please email [email protected] or call us at 212-266-9200

Cash deposits are only supported in person at our Piermont Bank location. Please make an appointment to visit by calling 212-266-9200 or emailing [email protected].

You have three options:

In-Person: Make an appointment by calling 212-266-9200 or emailing [email protected].

Mobile App: Deposit directly through the mobile app.

Mail: Send the check to Piermont Bank ATTN: Client Care, 4 Bryant Park, Suite 300, New York, NY 10018.

Piermont Bank does not offer the ability to make deposits at an ATM.

Checks successfully deposited and accepted through Mobile Deposit prior to 4:00 PM EST on any business day is considered received on that day. Deposits made after 4:00 PM EST or on a non-business day will be deemed received on the next business day.

First-Time Order: Please contact [email protected].

Reorder: You can reorder through online banking by selecting the account, then choosing "Reorder Checks" under Account Services, or by contacting [email protected].

Please contact Client Care directly at [email protected] or 212-266-9200.

Please allow 7-10 business days for your card to arrive to your mailing address.

• Point of sale (POS): $2,500.00 daily
• ATM Withdrawal: $1,000.00 daily

Yes, you can use the debit card anywhere accepts VISA. Piermont Bank does not charge a fee, but a currency conversion rate/fee may apply based on the network.

Piermont Bank does not charge ATM fees. (Note: the fees will be reimbursed but other banks’ ATM fees may still apply).

Please contact our Client Care team immediately to report any unauthorized activity.

Piermont Bank supports financial technology companies (“FinTechs”) and powers banking services for the fintechs’ customers. This includes bank accounts, debit cards and we process transactions such as direct deposits, ACH transfers, and wires. While these transactions may list Piermont Bank as the receiving or originating institution, the actual account is managed by the FinTech company, not by Piermont Bank directly.

If you see funds deposited into a Piermont Bank account but you don’t bank with us directly, it’s likely the transaction is tied to an account you hold (or held) with one of our FinTech partners.

You can often identify FinTech-linked accounts by the first four digits of the account number: if they begin with 7010 through 7049, the account was opened through our FinTech partner.

Piermont Bank supports a number of financial technology companies or “FinTechs” that use our banking services including check issuance. Typically, there is a memo line explaining the purpose of check, for example, a refund or account closure. Before a check is mailed to you, our FinTech partners usually send out either email communication or U.S. mail, letting you know about the check.

If you received a check that appears to be from Piermont Bank, but you are not a customer, please take the following steps:

• Think about your recent activity — have you opened or used an account with a FinTech or digital app?
• Check your messages — did you recently receive an email or letter about an account being closed or funds being returned?
• Review the check — does the name and address match yours, and does the memo line indicate what the payment is for?
• If you’re still unsure, you can contact us for assistance. Please include the following details when reaching out:
  • Date the check was issued
  • Payee name
  • Check number
  • Check amount
  • Account number printed on the check
  • Memo details
• With this information, we can help determine whether the check was issued through one of our FinTech partners or conduct an appropriate investigation if needed.